Renter’s insurance is an insurance policy that can cover theft, water backup damage, certain natural disasters, bodily injuries and more in a rented property. If you rent an apartment, home or even a dorm, renters’ insurance is recommended for protecting your space and belongings in the event of a covered accident.
Your credit-based auto insurance scores affect your auto insurance rate much like you would expect your credit scores to affect your interest rate on a new loan.
Insurance scores affect your auto insurance rate in a predictable manner. The better your insurance scores are, the lower your auto insurance rate will typically be. On the other hand, if your insurance scores aren’t doing well, your auto insurance rate will likely be higher.
Of course, credit-based insurance scores are only one of many factors that determine the rates you might be offered and only if insurance companies can use them.
BOAT & WATERCRAFT INSURANCE
RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Here at American Financial Solutions LLC, let us help you select the right coverage for your RV needs and get a great price at the same time. Call us today at 203 706 4015 to get your free insurance quote.
Waterbury, Ct - Here are some things to consider when shopping for recreational vehicle insurance:
· RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.
· Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.
· You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
o Stated Value - market value/actual cash value of the RV
o Agreed Value – the insured amount, regardless of the current market value
o Replacement Cost – we will replace your insured RV with a new RV that is most like it
· Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
· Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
· Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.
· Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.
· Other additional coverage can include: Accident forgiveness, pet coverage, diminishing deductible, and more.
· Discounts can lower your premium. Ask us at American Financial Solutions LLC whether you qualify for safe driver discounts, original owner discounts, package discounts and more.
· You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats. It will also simplify your life.
Contact us for a quote today at 203 706 4015 or fill out a online Quote Form
Welcome to our new insurance agency blog!
This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you.
We hope you'll come to view this as a top resource for keeping your family and your finances safe.
Here are a few of the topics we may be writing about: