American people have so many distinct kinds of insurance that it can be overwhelming. Whole life, disability, longevity ins, mortgage protection, pet ins, cell phone ins, but almost all adults need three particular kinds of insurance.
In the current times, the entire nature cycle is going for a spin with earthquakes and floods becoming too prevalent, water reserves are falling and animals are becoming homeless because of a steadfast population. The equilibrium of natures is changing owing to interferences such as cloud seeding, etc. Life is unsure and insurance is needed to recover from premature death, loss, destruction, damage, etc. What then is insurance?