Life insurance is a contract between an insurer and a policyholder. Life insurance is a protection against financial loss from the premature death of an insured.
The named beneficiary receives the proceeds and is thus protected from the financial impact of the death of the insured.
What is defensive driving?
Defensive driving means you get behind the wheel prepared to employ specific driving strategies to address the unexpected on the road, keeping yourself and others safe. Defensive driving training prepares you for things like inclement weather and other drivers who make poor decisions behind the wheel. It emphasizes avoiding distractions (like your cell phone) and being prepared for anything while your car is in drive.