Multiple stimulus checks have helped Americans survive through COVID. Over 17 months after the economy initially shut down, the pandemic continues, with the Delta variant driving up case numbers among the unvaccinated. The rise comes amidst an improving economic condition and could slow the recovery. Meanwhile, some people are still waiting for their recovery to start. Unemployment continues to surpass pre-pandemic levels, even with job opportunities widely available in certain sectors. The federal unemployment bonus ends on Labor Day, and about half of all states have already ended it (or attempted to). Millions of people remain short of food and behind on bills. A fourth stimulus check could help those in need.
If you have a home in a region that has a high hurricane risk, you'd better check your homeowner's insurance policy for the details of its deductible for hurricane-related damage. This relatively new addition to insurance policies is not a flat dollar amount but a percentage of your home's value, and it can add significantly to the financial burden you bear if your home is damaged in a hurricane.
What does it mean to “notarize” a document?
When you submit insurance loss declarations or prepare various declarations or sworn statements for court, for example, there is a step in the process that requires a number of documents to be witnesses by a Notary (or “notarized”). Notarization is a fraud-deterrent process that helps to ensure a document is authentic and ultimately can be trusted. These documents may be relating to a private matter or related to the Provincial Government or international matter. Above all, the process ensures that a document is real, that the signature is valid, and that the signer has been identified and is acting with their own will and intention.
Flood insurance is a type of property insurance that covers a dwelling for losses sustained by water damage specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, blocked storm drainage systems, or dam failure. In many places, a flood is considered a major event, and the damage or destruction it causes are uncovered if you do not get supplemental insurance.
If you’ve recently purchased a rental property, you have a lot to think about right now. From finding the right tenants to preparing your rental for move-in day, there’s no doubt you’ll be busy — and that’s why we want to help you check one to-do off your list: protecting your investment with the right insurance policy.
Renter’s insurance is an insurance policy that can cover theft, water backup damage, certain natural disasters, bodily injuries and more in a rented property. If you rent an apartment, home or even a dorm, renters’ insurance is recommended for protecting your space and belongings in the event of a covered accident.
Here are the three key differences between motorcycle insurance and car insurance.
There's a huge difference between riding a motorcycle and driving a car, so it shouldn't be too surprising the way they are insured is different, too. If you're getting on a bike for the first time (or the first time in a long time), here are some key differences you need to know about.
Life insurance is a contract between an insurer and a policyholder. Life insurance is a protection against financial loss from the premature death of an insured.
The named beneficiary receives the proceeds and is thus protected from the financial impact of the death of the insured.
What is defensive driving?
Defensive driving means you get behind the wheel prepared to employ specific driving strategies to address the unexpected on the road, keeping yourself and others safe. Defensive driving training prepares you for things like inclement weather and other drivers who make poor decisions behind the wheel. It emphasizes avoiding distractions (like your cell phone) and being prepared for anything while your car is in drive.
Your credit-based auto insurance scores affect your auto insurance rate much like you would expect your credit scores to affect your interest rate on a new loan.
Insurance scores affect your auto insurance rate in a predictable manner. The better your insurance scores are, the lower your auto insurance rate will typically be. On the other hand, if your insurance scores aren’t doing well, your auto insurance rate will likely be higher.
Of course, credit-based insurance scores are only one of many factors that determine the rates you might be offered and only if insurance companies can use them.